Corporations Smes Startups Contact



Global site




Local sites





Legal services

Fintech and new technologies

Applies the new financial technology (Artificial Intelligence (AI), Blockchain, Big Data) to financial processes in different sub-sectors such as Proptech (real estate technology), Insurtech (insurance technology), Regtech (Regulatory technology) …

Financial technology generates significant amounts of wealth and, due to its flexibility, allows immediate access to information at any time and place.

Contact with our experts

Yes, I want to get in touch!


Due to the massification of Smartphones, Fintechs have been consolidated, being used also in countries with low banking penetration and constituting an alternative to traditional banking.



Applies to insurance services new technologies. These technologies can be cloud computing, big data and blockchain, as a new way of bringing insurance services closer to the end customer. Offering health insurances and micro-insurances.


If an insured object is lost, if said object has sensors installed, knowing its location would be less costly for the insurer.

For example, setting up a mutual between individuals to ensure contingencies.


It applies to regulatory technology and companies that create services for different sectors to adapt to their regulatory requirements.


KYC (Know your Customer) process is an example of a Regtech process.

The money laundering prevention process is another example of a Regtech process, both of which use big data and AI.


Applies to new technologies in the real estate sector. There has been a great advance in analysis models with application in the construction, maintenance, commercial and residential asset management sectors.


Proptech platforms identifiy risks and determines real estate ratings.

Blockchain and cryptocurrencies

Applied to creating immutable records and keeping track of a smart contract (Ethereum). Blockchain allows verifying the authenticity of any transaction that has been recorded, eliminating the need for a centralized authority to certify it. Cryptocurrencies, such as bitcoin, are one of the uses of Blockchain, they are a digital asset that uses cryptographic encryption to guarantee ownership of the asset and ensure the integrity of the transaction, they are stored in digital wallets.


VAT and personal income tax treatment.

Cryptocurrency and FIAT currency exchange houses: KYC-AML

Artificial intelligence

Computer program, called an algorithm, designed to perform certain operations that are considered typical of human intelligence, such as self-learning through massive data processing.


Minimizing false positives.

Drastically reducing the number of people financially excluded for being unbanked through the use of smartphones and applications that determine the creditworthiness of an individual in real time.

It is achieved through automated self-learning techniques, combined with Big Data in the recognition of patterns that aim to give an analytical financial prediction.

Big data

It applies to the set of big data so large and complex that they require non-traditional data processing computer applications to treat them properly.


• Detection of trends and behavior patterns.
• Predictive analysis in Big Data.
• Big Data to optimize processes and reduce time.
• Intelligent alert systems with Big Data.